curl --location --request POST 'https://user.mslmc.net/api/user/submitRealNameVerify' \
--data-urlencode 'cert_id=440666202210270888' \
--data-urlencode 'cert_name=张三' \
--data-urlencode 'cert_type=IDENTITY_CARD' \
--data-urlencode 'verify_type=alipay'